Home Insurance

Home Insurance

Why talking to Bright about your home insurance is the right move – Stay local and get the best advice

Our dedicated home insurance specialist, Sadie Carty can walk you through everything you need to know to ensure you have the right policy for you. As a local company in St Neots if you would like one to one advice about home insurance we can arrange for you to come and see us or alternatively we can arrange a time that is convenient to give you a call.

Another good reason to talk to Bright;

If you are looking for non-standard insurance such as thatched properties, empty properties or properties that have suffered from subsidence, we will help you to find an insurance solution for these.

Buildings Insurance was created in order to provide you with financial security when it comes to the structure of your house and provides cover for not only your home but its fixtures and fittings, patio, swimming pools, drives, walls, hedges and gates. It is a requirement of your mortgage to have Buildings Insurance.

Contents Insurance provides cover for household goods against situations beyond your control such as Damage due to Flooding, Fire, Storms and Subsidence

Additional benefits available – Tailoring a policy to your needs

Accidental Damage Cover
Is strongly recommend as this provides cover to your home and the contents against any visible damage which has not been caused on purpose by you or your family, this would include accidentally flooding your kitchen, drilling through a pipe or spilling paint on a carpet or sofa.

Personal Belongings Cover
Provides cover away from the home for personal items and valuables normally worn or carried in everyday life. This would include Laptops, Wallets, Jewellery, bikes etc.

Home Emergency Cover
In the event an unforeseen problem such as a pipe bursts or your heating breaks down you can make one phone call and they will arrange a qualified person to come to your home to make it safe, secure and habitable again. They will often cover the cost in respect of the call out charge, labour and any materials used.

Legal Expenses Cover
Provides protection against the cost of legal expenses for you and your family for any unforeseen circumstances, such as Legal Defence, Property and Tax Protection, Contract and Employment disputes and bodily Injury. In some cases this also covers your Salary during the time you are required to attend Jury Service.

Get to know our home insurance advisor