Why Use Bright Mortgage Advice?

When you’re looking to make your next move or rearranging your mortgage, you want to know the advice is well informed, up to date and unbiased… you also need to be sure that the service and support your receive throughout the whole process is outstanding.

With Bright Mortgage Advice, that’s just what you get. From our friendly and personal approach, matching your needs with the ideal product to prompt, professional action when you’ve found your new home. At Bright, you can count on more than just sound financial advice. You’ll also experience impeccable customer service!

Here are seven good reasons to talk to Bright…

1. Genuinely independent, with access to the whole of market

Bright are truly independent, their advice is always based on your needs. They look at the whole of the market… that’s more than one hundred companies and around 8,000 schemes, to guarantee a highly competitive mortgage that’s right for you.

2. Appointments are arranged to suit to you

Usually you should be able to see your Bright adviser within 24 hours, unlike most High Street lenders, especially if you actually want “advice”. You can book an appointment at your local branch right away. If it suits you, your adviser will be happy to see you in the evening, at the weekend, at the Bright head office in St Neots or in your own home.

3. Professional advice on the whole home buying process

Walk into most High Street lenders and they’ll be happy to talk to you about the best mortgage for you. Beware!!! Qualified advisers are expensive, so you won’t find many in your High Street banks or building societies. Unless the person you talk to is qualified, they can’t legally give you advice. They can however give you information. And unless they’re genuinely independent it will only be information on the limited number of products their own company (or group of companies) can provide.

By all means give them a try, but first please check…

1. They are professionally qualified.
2. They are totally independent.

If they’re not - walk away.

4. Bright consultants are all qualified to give advice
If you rely on information from unqualified people and you make a bad decision, there’s no-one to blame but yourself. You will not be entitled to any compensation. As qualified advisers, Bright are required by law to give you sound advice and back that up in writing explaining why they made their recommendation.

Buying property is expensive, please don’t take risks.

5. Your initial consultation is free and there’s absolutely no obligation
Your initial consultation will probably take an hour, that’s perhaps longer than you thought. This is not so we can use the time to sell to you. It takes that long to find out what you’re trying to achieve and to explain how the mortgage process actually works in this country. It’s not the way the TV adverts would have you believe, that’s for sure!

Naturally there is no charge for this meeting and absolutely no obligation. Once you really understand how things work in the world of mortgages, if you choose to go down another route, that’s fine. If you change your mind, and decide to come back, we’ll be delighted to see you.

6. Friendly, personal service
Yes, everyone says that, but in the case of Bright it’s true. You’ll have one point of contact, so you won’t be passed around if you phone. Your adviser has the back up of a top notch administration team, in the head office in St Neots. You’ll find the team friendly, easy to talk to and professional, able to give you the information you need, when you need it.

7. You are guaranteed total confidentiality and honesty
To get a real understanding of your situation we need to know all about your financial position. You can rest assured that any information you give us will be held in the strictest confidence. No personal financial details will be passed to any third party without your express permission.

In addition you will always get an honest answer, even if it’s not the one you would prefer to hear, or we would prefer to give you. This means if we establish that your existing lender is the best, we’ll tell you. Equally if you can’t afford the property you want, we’ll tell you that too.