News

Confidence when you’re handling your finances is a good thing. It can help you feel in control of your financial future, but it is possible to be overconfident too. Indeed, overconfidence is a type of cognitive bias that could affect investors and may be associated...

Seeing the world and exploring new destinations is a goal many people share. Whether you dream about relaxing on a beach, or you prefer to be on the go ticking off sights, travelling might be more beneficial than you first think. If you need an excuse to book your...

Paying off your mortgage can come with a sense of relief and accomplishment. So, if you want to clear the debt as quickly as possible, shortening the mortgage term could help you reach that goal sooner and save you money in the long run. It’s common for first-time...

When you’re creating an estate plan, there are a lot of areas you might need to include, from considering tax liability to naming your beneficiaries. It’s an important part of your financial plan and, if you want to protect or provide for younger family members, there...

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He has written more than 115 episodes of the Financial Wellbeing Podcast and founded the Institute for Financial...

Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable...

Data released by Scotland’s largest health board has highlighted the potential challenges families could face if a loved one doesn’t have a Power of Attorney in place. According to a BBC report, in NHS Greater Glasgow and Clyde, a third of patients who are delayed...

Looking for a way to fund a large expense? Whether you want to make home improvements or buy a new car, your property might provide an answer. Depending on your circumstances, you might be able to borrow more through your mortgage. This would increase the overall size...

Applying for a mortgage, whether you’re buying your first home or remortgaging, can feel like a daunting task. While you might be putting it off, tackling it sooner could save you money and make it well worth your while over the long term. As mortgage advisers, we’re...

When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more. It can be difficult to get your head around. After all, as a child,...

Everyone has made an impulsive financial decision that they end up regretting later. While these hasty decisions might feel right when you initially make them, they have the potential to harm your long-term finances. Some impulsive decisions might have little effect...

You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could derail your short- and long-term plans and might mean you face additional stress at an already difficult time. So, creating a financial safety net that you...