News
Keep up to date with the latest industry news and Bright Advice stories
The best hikes in the UK to challenge you
Summer is the perfect time to get outdoors and boost your health. Hiking in the UK can take you to some stunning locations while improving mental and physical wellbeing. It doesn’t have to be an epic hike to still deliver a sense of satisfaction and let you enjoy the...
City of Culture: The 2025 bids and why they’re worth a visit
If you’re looking for a new place to visit in the UK, the City of Culture designation could help you find a new urban place to explore. The current host is Coventry, but five cities have already declared their bid for 2025. The government introduced the City of...
The history of vaccines: from smallpox to Covid-19
The Covid-19 vaccine is something we’ve heard a lot about in the last year. As of July 2021, 54% of the UK population has been fully vaccinated and over 82 million doses have been delivered in the space of just seven months. Researchers from around the world developed...
Why interest rates could start to rise in 2022 and what it means for your mortgage
Low interest rates have made borrowing money cheaper than ever, but interest rates could start to rise in the next 12 months. If you’re paying off a mortgage, it could affect your outgoings and the full cost of borrowing. We’ve experienced over a decade of very low...
Is shared ownership a solution for struggling first-time buyers?
For aspiring first-time buyers, taking that first step on the property ladder can be a challenge. From saving a deposit to securing a mortgage, there are numerous obstacles. With Shared Ownership Week approaching on 18–23 September, is it something you should be...
Is the Bank of Mum and Dad closing? 3 tips for saving your deposit
Over the last few years, the Bank of Mum and Dad has played a crucial role in the property market. With house prices soaring and many young workers facing challenges getting on the housing ladder, parents handing over money to use as a house deposit have helped...
Cashflow modelling: How it can give you confidence in your choices
When you’re making financial decisions, one of the challenges is understanding the impact that it could have on your long-term finances. Not understanding the impact means you’re unsure what you should do, or when you do make a decision, you still won’t have full...
How financial planning can help you strike a better work-life balance
Financial planning is about much more than simply growing your wealth. Not only can it reduce financial worry, but it can help you achieve long-term goals, reduce stress levels, and increase your mental wellbeing. Perhaps you feel like you don’t have enough time to...
Do you have an investment “side hustle”? It should still be part of your financial plan
Even when seeking professional financial advice, many investors are retaining “side hustle” investments. There are many reasons why you may want to take a DIY approach to some investments but it’s still important that they reflect your wider financial plan. According...
ESG investing: The impact climate change could have on your investments
Last month, leaders of the G7 nations gathered in Cornwall for a summit. Unsurprisingly, the pandemic was top of the agenda, but climate change also featured prominently. As countries reaffirm their support for limiting climate change, it could affect businesses and,...
What to consider if you’re worried about retiring with debt
When you think about retiring, you probably imagine you won’t have any debt. While retirees may have traditionally cleared their credit cards and paid off the mortgage, those nearing retirement today are facing more challenges. Nearing your planned retirement age with...
The gender pay gap: How it goes beyond salaries and affects retirement
While the gender pay gap has received lots of attention over recent years, the impact it has on pensions is often overlooked. Figures suggest that women are reaching retirement age with far less in their pensions than their male counterparts and it could have a...
Bright Advice
Yew Tree House
Church Street
St Neots
PE19 2BU
01480 22 22 80
info@brightadvice.co.uk
Bright Advice is a trading style of Lifetime Wealth Management Limited, an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority
Lifetime Wealth Management Ltd registered address 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.
Registered in England and Wales, Company Number: 04631136.
© Bright Advice / Designed by Buzz Studios