Pensions & Investments

Pensions & Investments

It is very unlikely that a working career will be spent working at the same company, changing employers is commonplace. With these changes taking place more regularly, it raises questions about your pension. What effect will these changes have on your long term financial security, what to do about pension savings that have been accumulated over the years with previous employers? Is it best to leave a pension where it is or will it be best to transfer the pension upon leaving a position, either for retirement or to a new employer? Bright recommend regular reviews of your pension or pensions, you may have a number of different pension plans which are parked in a drawer somewhere and forgotten about until they mature. Bright will help you gain a full understanding of the income levels you will receive at retirement and the review will help us to assess your investments and contributions.

Understanding if you will benefit from a pension review can be complicated and you should always take advice from a qualified adviser before deciding to proceed. A qualified adviser will be able to understand your current and new pension schemes and will work out whether you will actually benefit from transferring your pension or whether you may end up losing out.

Here at Bright, we have fully qualified and experienced advisers who will be able to review your current pension situation.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Call Bright on 0800 68 88 222 for friendly and helpful pension advice.