Shared Ownership Mortgages

Shared Ownership lets you buy a share of your home and pay rent on the rest.
It’s a smart way for first-time buyers and key workers to get on the ladder.
With Bright Advice, we guide you through every step.

Shared Ownership Mortgages

Options Available

  • Buy 25%–75% share: Start small, staircasing up to 100% ownership when ready.
  • Rent the remainder: Affordable payments to your housing association.
  • Staircasing: Gradually buy more shares to own outright.
  • Flexible schemes: Check eligibility for older buyers (55+) or specific regions.

How Bright Advice Helps

  • We specialise in Shared Ownership mortgages. Our expert advisers:
  • Match you to the best lenders and deals.
  • Check affordability, including rent and service charges.
  • Handle paperwork and applications smoothly.
  • Maximise your deposit and borrowing power.

Ready to start? Contact Bright Advice today for free, no-obligation advice tailored to Shared Ownership.

Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate some buy to let and commercial mortgages.
Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Find Your Local Bright Adviser

Much of our advice can be delivered remotely by phone or video but if you would prefer to be talking to an adviser who is based near you please see the areas we cover. 

We have advisers based in Cambridgeshire, Bedfordshire, Suffolk, Hertfordshire, Buckinghamshire, Northamptonshire & Lincolnshire.

Fill out the form and your local adviser will be in touch shortly to discuss how we can help.

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We're Planting Trees!

Climate change is harming our planet, but if we all make a small change, we can make a big impact.

As we recognise we all have a part to play in protecting our planet, we've decided to plant a tree for each mortgage that completes and every life insurance policy starts with Bright Advice. 

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Godmanchester
PE29 2AY

01480 22 22 80
info@brightadvice.co.uk

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Bright Advice is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703 and 217742 respectively.

Lifetime Wealth Management Limited is registered in England and Wales, Company number 04631136. Registered Address: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.

The guidance and information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Approver Quilter Wealth Limited & Quilter Financial Services Limited 03/09/2024.

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