News
Keep up to date with the latest industry news and Bright Advice stories
Government Rules Out Stamp Duty Changes
Prime Minister Andy Burnham has ruled out making changes to stamp duty in the upcoming Autumn Budget, putting an end to recent industry speculation regarding sweeping property tax reforms. Alongside this, Housing Secretary Angela Rayner confirmed that the government...
How First-Time Buyers Are Adapting to Get on the Property Ladder
Getting a foot on the property ladder requires unprecedented creativity and determination from the UK’s next generation of homeowners. A survey of 1,000 prospective buyers by mortgage broker Mojo reveals that nearly two-thirds (64%) of first-time buyers are relying on...
Why Applying for a Mortgage Can Feel Stressful
Applying for a mortgage continues to be a major source of anxiety for property buyers across the UK. According to recent research conducted by TLF Research on behalf of Boon Brokers, nearly nine in ten (88%) recent borrowers experienced stress during their latest...
First-Time Buyers: Why Getting the Keys Is Only the Beginning
Getting a foot on the property ladder is often seen as the ultimate goal for first-time buyers. However, with house prices continuing to rise and high loan-to-value (LTV) products expanding, experts are emphasising that securing a mortgage is only the first step....
Mortgage Rates Continue to Fall – What It Means for Homebuyers in 2026
There has been welcome news for anyone thinking about buying a home or remortgaging in 2026. Recent figures show that average mortgage rates have fallen at their fastest pace in almost two years, while the number of mortgage products available remains high. For many...
How Mortgage Advice Has Changed Over The Years
The mortgage market and the mortgage advice that accompanies it have changed dramatically over the past few decades. From stricter regulations and improved consumer protections to the rise of online information and digital applications, today's homebuyers are...
Why Mortgage Protection Matters
Buying a home is one of life’s biggest milestones. For most people, it’s exciting, stressful, emotional, and often all-consuming. From finding the right property to mortgage advice and navigating the legal process, there’s so much to focus on that it’s easy for other...
The Current Mortgage Market
The mortgage market is constantly evolving, and 2026 is already proving to be a year where staying informed has never been more important. While recent weeks have seen borrowing costs increase slightly, the bigger picture is worth keeping in mind, and for homeowners,...
Millions to Remortgage in 2026 Seeking Mortgage Advice
Around 1.8 million households across the UK are due to remortgage this year. Many of these borrowers are coming off historically low fixed‑rate deals taken out several years ago. As those terms end, large numbers of homeowners are now exploring their options and...
Mortgage Rate Increases Continue Across Major Lenders
Homeowners face another rise in mortgage costs this week as three major high street lenders increased their rates. Nationwide and Halifax Adjust Rates Nationwide has raised several fixed and tracker mortgage rates by up to 0.3 percentage points. Its lowest two‑year...
Great news for first-time buyers as mortgage price war heats up
A positive start to 2026 It’s great news for first-time buyers in 2026, as competition between lenders is driving new mortgage options and improving affordability. After years of saving challenges and high rates, those planning to buy their first home now have more...
First Time Buyer Mortgages: Affordability Improves as Market Strengthens
The UK property market saw a rise in first time buyer activity during 2025. According to the latest Nationwide analysis, the number of people securing first time buyer mortgages was around 20% higher than the previous year. This rebound reflects easing affordability...
Chester House
63 Cambridge Street
Godmanchester
PE29 2AY
01480 22 22 80
info@brightadvice.co.uk
Bright Advice is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703 and 217742 respectively.
Lifetime Wealth Management Limited is registered in England and Wales, Company number 04631136. Registered Address: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.
The guidance and information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Approver Quilter Wealth Limited & Quilter Financial Services Limited 03/09/2024.
© Bright Advice / Designed by gotimo











