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Do you plan to apply for a mortgage in 2024? Taking proactive steps to prepare your application now could make securing a mortgage less stressful and may even help you access a competitive deal. Over the last two years, mortgage holders have faced some challenges, so...

A survey suggests more than half of people aged over 75 haven’t arranged a Lasting Power of Attorney (LPA). It’s an oversight that could mean their families may not be able to make decisions on their behalf if they lost mental capacity. MoneyAge report that research...

Aspiring homeowners who used the Help-to-Buy equity loan scheme to get on the property ladder could face an unexpected rise in their interest payments due to inflation. According to the government, the Help-to-Buy scheme helped more than 375,000 aspiring homeowners...

Research suggests more first-time buyers are relying on family support as affordability continues to fall. If loved ones decide they may be able to help you get on the property ladder, the process could be difficult to navigate. Read on to discover some steps that...

Life insurance could ensure your family’s security if you pass away. It may be an important part of your financial plan and could provide peace of mind. Understanding the potential payout your family would need could help you choose an appropriate level of cover. If...

Trusts may be a useful way to pass on wealth, but research suggests it’s an option some people are dismissing. You can place a variety of assets in a trust, from investment to property, for the benefit of another person, known as the “beneficiary”. The trust is then...

When you’re facing big life decisions, it can be difficult to know which choice to take. Read on to learn some simple tips that could improve your decision-making. According to Eva Krockow, a lecturer at the University of Leicester, the average person makes a...

Are you considering how to access the wealth that’s locked away in your home? There’s more than one way you could release property wealth later in life. There are lots of reasons why you may want to access the money that’s tied up in your home. Perhaps you want to use...

The number of landlords who are falling behind with their mortgage repayments jumped in the second quarter of 2023 as interest rates increased. If you have a buy-to-let mortgage, read on to discover more and the steps you could take to balance your outgoings. To...

Viewing properties when you’re searching for your first home is exciting. Yet, first-time buyers might also be unsure about the steps they could take to prepare to make buying a home smoother. Read on to learn five practical steps that could help you. There are still...

The latest release from HMRC shows it collected a record £16.7 billion in 2021/22 through Capital Gains Tax (CGT) – a 15% increase on the previous tax year. Cuts to a tax exemption could mean CGT receipts might climb even further. CGT is a type of tax you pay when you...

When you think about the most popular retirement dreams, an adventurous cruise or having time to put your feet up might come to mind. Yet, a survey found the most common goal for retirement is to achieve financial security. According to Legal & General, a huge 94%...