News
Keep up to date with the latest industry news and Bright Advice stories
What you need to consider if you’re thinking about buying a home you already rent
Changes to tax breaks and proposed legislation related to the energy efficiency of buy-to-let properties are leading some landlords to consider selling their buy-to-lets. If you currently rent, this could provide an opportunity to purchase the home you already live...
The property features that buyers are looking out for (and the ones they aren’t)
Fashion is a spinning wheel, with many things going in and out of style in the blink of an eye.Housing features aren’t immune to fickle customs. Indeed, research from Rightmove has listed the property features that are gaining popularity and those that are falling...
The Bank of Mum and Dad is set to gift £25 billion by 2024. Here’s what parents need to know
With the rise in house prices and the cost of living crisis, saving for a house deposit for first-time buyers is a difficult task. So, it’s no surprise that increasing numbers of younger buyers are turning to their family for financial support when it comes to getting...
How to assess your affordability when taking out a mortgage
As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure. Over the 12 months to August 2022, the average house...
5 practical reasons you should create a financial plan with your partner
Money and financial goals are still sometimes viewed as taboo subjects, even within relationships. If you’ve been putting off conversations about finances, creating a plan together could have many benefits. Talk Money Week takes place between 7 and 11 November, so...
Living legacies are on the rise. Here’s what you need to know about them
More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including your long-term financial security and the potential tax...
6 in 10 employees think sustainable pensions are important, and switching yours is simple
Environmental concerns are of the utmost importance these days. So, while you may be recycling more or being mindful of how much you drive, have you ever considered how switching to a sustainable pension fund could be a way to help the planet? Interesting new research...
Behavioural finance: The effect of psychology on investors
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect...
As energy prices rise, here’s how you can assess your home’s energy efficiency
In the last year, energy prices have soared. As a result, you may be thinking about how you can reduce your usage or improve how efficient your home is. The conflict in Ukraine has had a knock-on effect on energy prices around the world. While the energy price cap...
5 compelling reasons why you should share a financial planner with your family
Money and financial decisions are often seen as a personal matter. However, making your family part of the financial planning process and discussing your goals with them can be valuable. A report from M&G Wealth found that 33% of advised families share the same...
44% of investors wished they’d done more research and it could mean investments aren’t right for them
A worrying survey indicates that many investors don’t fully research their options, and later wish they’d spent more time doing so. While it can be tempting to make quick or emotional investment decisions, you might make ones that aren’t right for you. The research,...
Income Tax freeze means 1 in 5 could pay the higher rate by 2024/25. Here’s how you could reduce your liability
Last year, former chancellor Rishi Sunak announced that he would freeze Income Tax thresholds until 2026, and it means far more people will be paying the higher- or additional-rate tax in the future. Coupled with the freeze, it’s anticipated that wages will rise at a...
Chester House
63 Cambridge Street
Godmanchester
PE29 2AY
01480 22 22 80
info@brightadvice.co.uk
Bright Advice is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703 and 217742 respectively.
Lifetime Wealth Management Limited is registered in England and Wales, Company number 04631136. Registered Address: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.
The guidance and information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Approver Quilter Wealth Limited & Quilter Financial Services Limited 03/09/2024.
© Bright Advice / Designed by gotimo











