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Keep up to date with the latest industry news and Bright Advice stories
Should you voluntarily pay National Insurance contributions to boost your State Pension?
The State Pension is often an important part of your retirement income, so should you top up your National Insurance contributions (NICs) to increase it? Even if you have other pensions or income in retirement, your State Pension can be valuable. As it’ll be paid from...
Investors have lost £25 million to screen sharing scams, and almost half would fail to spot one
Scams can have a devastating effect on your financial wellbeing and confidence. While investment scams may be rarer than some other types, they are often associated with losing more money and they’re on the rise. According to statistics from the Financial Conduct...
Trustees, here is what you need to know about the Trust Registration Service deadline
Being a trustee comes with many responsibilities, and, in some cases, you will need to register a trust with the Trust Registration Service (TRS) by 1 September 2022 or you could incur a fine. A trust is an arrangement that lets someone, known as the settlor, set...
52% of savers don’t understand the effects of inflation, and millions think they’ll be better off. Here’s why it can harm your savings
Inflation has been in the news for months now, as the rate increases. While you may notice the effects inflation has on the price of goods when you visit the supermarket, it can be more difficult to understand how and why it’ll affect things like your savings. More...
Two-thirds of retirees are planning a flexible retirement, but many don’t understand the potential tax implications
More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life balance that suits you, it can lead to some tax implications that you need to consider. According to a report from abrdn,...
National Trust locations offering fantastic activities during the summer holidays
With the summer holidays drawing closer, you might be searching for exciting activities to keep your children or grandchildren entertained while they’re off school. National Trust properties across the country are hosting fun activities and events for you to enjoy as...
The most beautiful train journeys you can take across Europe
Travelling doesn’t have to just get you from A to B. These stunning train journeys can evoke the feel of a bygone era of luxury train travel through scenic Europe. Luxury train journeys were first introduced in the 1860s, with the Orient Express becoming the most well...
Do you have “green guilt”? Here are 8 simple ways to make your lifestyle more environmentally friendly
More people than ever are embracing lifestyle changes to reduce the negative effect they have on the environment. As the effect of our choices becomes more widely known, some feel guilty about the decisions they make. According to an Aviva survey, 64% of adults in the...
Do you have a poor credit score? It doesn’t mean home ownership is out of reach
Credit scores are used by mortgage lenders to assess the risk you pose. However, a poor credit score doesn’t automatically mean you can’t take out a mortgage to purchase a home. According to a survey published in MoneyAge, poor credit scores have deterred 1 in 10...
House price surge pushes 4.3 million homes into a higher Stamp Duty bracket
Over the last year, house prices have soared. If you’re searching for a new home, it’s not just the purchase price that could be higher. You may also find that Stamp Duty costs are more than you expect. Having an accurate understanding of the costs of moving home is...
8 useful questions to ask when you’re viewing a property
When you’re viewing a property, there’s a lot to take in. You may be trying to weigh up if it’s worth the asking price, if it’s the right size for your family, and keeping an eye out for signs of damp. Having a list of key questions to ask the estate agent or owner...
Trustees, here is what you need to know about the Trust Registration Service deadline
Being a trustee comes with many responsibilities, and, in some cases, you will need to register a trust with the Trust Registration Service (TRS) by 1 September 2022 or you could incur a fine. A trust is an arrangement that lets someone, known as the settlor, set...
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