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Keep up to date with the latest industry news and Bright Advice stories
8 steps for a successful career change that could boost your confidence too
Are you thinking about making a career change? Covid-19 has spurred more people on to think about their careers and what they’d like to be doing. If it’s something you’re thinking about, preparing can boost your chances of success. Six in ten UK workers plan to make...
Why first-time buyers should make use of their Help to Buy and Lifetime ISAs
As the deadline for opening a Help to Buy ISA drew near, aspiring homeowners rushed to open one. Yet, thousands of accounts have nothing in them, and you could be missing out on valuable government bonuses. For savers that don’t have a Help to Buy ISA, a Lifetime ISA...
Equity release: As property values soar, could your home help fund your later life?
Across the UK, private property is worth more than £6 trillion, according to an Equity Release Council (ERC) report. Property prices have soared in the last decade, but homes often don’t play a role in later-life planning as the wealth is locked away. Equity release...
How to make your home more energy-efficient and save money
More than half (52%) of UK adults say they’re more environmentally conscious than they were pre-pandemic, according to an Aviva survey. However, in spite of this, the research also found fewer people are taking green actions, but a few big changes to your home could...
Covid-19 spurs more people to seek financial advice, but it’s not just for times of crisis
The pandemic has placed pressure on families across the UK. So, it’s not surprising that more people are seeking financial advice and thinking about their long-term security. While financial advice can be incredibly useful in a crisis, an ongoing relationship with a...
Why you need to review your will if you’re gifting to loved ones now
Are you thinking about gifting during your lifetime? Traditionally, you’d pass on wealth to family and friends through an inheritance, but many people are finding that doesn’t fit in with their plans. Instead, they’re passing on some assets now, but they do need to...
5 financial steps new parents should take to protect their family
In the first nine months of 2020, there were 464,437 new babies welcomed across the UK, according to the Office for National Statistics. That’s more than one baby every minute! If you’re among these new parents, or know someone that is, you’ll know that there’s a lot...
Money mindset: Shaking up how you think about finances could boost wellbeing
Money has a huge impact on our wellbeing. Whether we have “enough” is often the focus when facing money challenges, but a new report suggests that our mindset and relationship with money could have a far bigger influence on wellbeing. Past research has linked...
Should you defer your State Pension? It could reduce your tax liability
There’s often a lot of talk about the State Pension Age rising and the impact it could have on retirement plans. But, in certain circumstances, delaying your State Pension payments could pay off. The State Pension Age is currently 65, but is gradually increasing and...
5 reasons why Generation X need to engage with their pension to achieve security in retirement
We all hope to achieve financial security in retirement, allowing us to focus on the things we enjoy. While retirement might be associated with indulging hobbies and aspirations, Generation X (born between the mid-1960s and early 1980s) need to plan ahead if they’re...
How inflation can reduce your pension and what you can do about it
When you think of risks to your retirement, do you include inflation? It can have a huge impact on your income throughout retirement. Yet, it’s often overlooked when creating a retirement plan. Inflation refers to the rising cost of living. Day-to-day, it’s not...
How to take a “holiday” in your own home
After a difficult year, many people have been looking forward to getting away somewhere new to relax. But with holiday destinations facing Covid-19 challenges and new restrictions, summer holidays could be at risk again. Despite the vaccination programme rolling out...
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Bright Advice is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703 and 217742 respectively.
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