by admin | Oct 19, 2023 | Uncategorized
The latest release from HMRC shows it collected a record £16.7 billion in 2021/22 through Capital Gains Tax (CGT) – a 15% increase on the previous tax year. Cuts to a tax exemption could mean CGT receipts might climb even further. CGT is a type of tax you pay when you...
by admin | Oct 19, 2023 | Uncategorized
When you think about the most popular retirement dreams, an adventurous cruise or having time to put your feet up might come to mind. Yet, a survey found the most common goal for retirement is to achieve financial security. According to Legal & General, a huge 94%...
by admin | Aug 14, 2023 | Uncategorized
Remortgaging when your mortgage deal expires could save you money. According to the HomeOwners Alliance, the application process can take up to three months, so being organised could mean you avoid potentially paying a higher interest rate than you need to. When your...
by admin | Aug 14, 2023 | Uncategorized
When you think about the benefits of financial protection while you’re taking out a mortgage, you could be overlooking one of the most valuable aspects – it could support your mental health. It’s common to review your financial resilience when taking out a mortgage....
by admin | Aug 14, 2023 | Uncategorized
Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety. Even if...