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HMRC collects a record amount in Capital Gains Tax. Here’s how you could manage your liability

HMRC collects a record amount in Capital Gains Tax. Here’s how you could manage your liability

by admin | Oct 19, 2023 | Uncategorized

The latest release from HMRC shows it collected a record £16.7 billion in 2021/22 through Capital Gains Tax (CGT) – a 15% increase on the previous tax year. Cuts to a tax exemption could mean CGT receipts might climb even further. CGT is a type of tax you pay when you...
Financial security is the most important retirement goal for 9 in 10 Brits

Financial security is the most important retirement goal for 9 in 10 Brits

by admin | Oct 19, 2023 | Uncategorized

When you think about the most popular retirement dreams, an adventurous cruise or having time to put your feet up might come to mind. Yet, a survey found the most common goal for retirement is to achieve financial security. According to Legal & General, a huge 94%...
Organisation could help you save money if you need to remortgage this year

Organisation could help you save money if you need to remortgage this year

by admin | Aug 14, 2023 | Uncategorized

Remortgaging when your mortgage deal expires could save you money. According to the HomeOwners Alliance, the application process can take up to three months, so being organised could mean you avoid potentially paying a higher interest rate than you need to. When your...
Choosing the right financial protection when you take out a mortgage could boost your mental health

Choosing the right financial protection when you take out a mortgage could boost your mental health

by admin | Aug 14, 2023 | Uncategorized

When you think about the benefits of financial protection while you’re taking out a mortgage, you could be overlooking one of the most valuable aspects – it could support your mental health. It’s common to review your financial resilience when taking out a mortgage....
Here’s what mortgage lenders consider when carrying out affordability tests

Here’s what mortgage lenders consider when carrying out affordability tests

by admin | Aug 14, 2023 | Uncategorized

Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety. Even if...
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