by admin | Jan 21, 2026 | News
For generations, the 25-year mortgage has been seen as the “standard” when buying a home, almost a financial rule of thumb. But where did this idea come from, and does it still make sense today? At Bright Advice, we often hear clients assume that a 25-year term is the...
by admin | Jan 13, 2026 | News
Getting on the property ladder is often seen as something you do in your 20s or 30s, but that’s no longer the only path. More people are buying homes later in life. Whether it’s due to changing circumstances, new beginnings, or simply taking advantage of greater...
by admin | Oct 20, 2025 | News
Your home is likely to be one of the largest assets you own. Indeed, according to the Halifax House Price Index, in August 2025, the average house in the UK was worth almost £300,000. So, you might be wondering how to efficiently pass on your property, including...
by admin | Oct 20, 2025 | News
On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget, setting out fiscal plans for the year ahead and beyond. There’s speculation that some of the announcements could affect homeowners, including changes to Stamp Duty. According...
by admin | Oct 20, 2025 | News
Many people wrongly assume that financial protection rarely pays out. While this is untrue, there are times when claims are rejected, and there might be steps you can take to reduce the chance of it happening. Financial protection is a type of insurance that pays out...
by admin | Oct 20, 2025 | News
Taking control of your finances can be frightful. Complex rules that are easy to overlook could mean you fall for a “trick” when making financial decisions this Halloween, but a tailored financial plan could help you avoid falling for them. Here are five financial...
