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How to assess your affordability when taking out a mortgage

How to assess your affordability when taking out a mortgage

by admin | Oct 26, 2022 | Uncategorized

As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure.  Over the 12 months to August 2022, the average house...
5 practical reasons you should create a financial plan with your partner

5 practical reasons you should create a financial plan with your partner

by admin | Oct 26, 2022 | Uncategorized

Money and financial goals are still sometimes viewed as taboo subjects, even within relationships. If you’ve been putting off conversations about finances, creating a plan together could have many benefits. Talk Money Week takes place between 7 and 11 November, so...
Living legacies are on the rise. Here’s what you need to know about them

Living legacies are on the rise. Here’s what you need to know about them

by admin | Oct 26, 2022 | Uncategorized

More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including your long-term financial security and the potential tax...
6 in 10 employees think sustainable pensions are important, and switching yours is simple

6 in 10 employees think sustainable pensions are important, and switching yours is simple

by admin | Oct 26, 2022 | Uncategorized

Environmental concerns are of the utmost importance these days. So, while you may be recycling more or being mindful of how much you drive, have you ever considered how switching to a sustainable pension fund could be a way to help the planet? Interesting new research...
Behavioural finance: The effect of psychology on investors

Behavioural finance: The effect of psychology on investors

by admin | Oct 26, 2022 | Uncategorized

You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect...
As energy prices rise, here’s how you can assess your home’s energy efficiency

As energy prices rise, here’s how you can assess your home’s energy efficiency

by admin | Aug 3, 2022 | Uncategorized

In the last year, energy prices have soared. As a result, you may be thinking about how you can reduce your usage or improve how efficient your home is. The conflict in Ukraine has had a knock-on effect on energy prices around the world. While the energy price cap...
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