What has 2020 taught us about investing?

2020 has been an eventful year for investment markets. Impacted by the Covid-19 pandemic and government responses to this, there have been many valuable investment lessons that will apply in 2021 and beyond. As the extent of the pandemic became known in March, stock...

Balancing debt: What should you pay off first?

Social distancing restrictions means UK households are saving more. But with interest rates low, they’re getting little in return for saving. If you have debts, using some of the money to pay these off quicker could make more sense. According to Moneyfacts, the UK...

The pension basics everyone needs to know

Most workers are now paying into a pension. But research shows that there is a worrying lack of understanding about how pensions work and why they’re a good option for saving for retirement. According to Royal London, seven in ten people admit they have little or no...

10 steps to take if you’re retiring in 2021

The way people see retirement has changed over the years. It’s no longer the stereotypical comfortable slippers and a relaxed lifestyle. Indeed, for many, it’s very much a second life – the time to enjoy doing things they couldn’t because they were too busy working...

New year’s resolutions to improve your finances

The start of a new year is the perfect time to get your finances in order. A few simple changes could improve your finances in 2021 and beyond, setting you up for a healthier financial future. So, whether your finances are in a muddle or you just want to ‘do better’,...

How to boost your mood as the nights draw in

The nights are drawing in and it can affect our mood. If you’re suffering from the winter blues, there are some things you can do to improve your outlook. Seasonal Affective Disorder (SAD), sometimes known as winter depression, is a type of depression that comes and...