by admin | Apr 27, 2023 | Uncategorized
Self-employed workers have always faced additional challenges when trying to get on the property ladder. But stringent affordability tests mean it’s becoming even more difficult to secure a mortgage. Government statistics show in 2021 around 13% of the UK’s labour...
by admin | Apr 27, 2023 | Uncategorized
Over the last year, interest rates have steadily increased. If you have a mortgage, it may have affected your repayments, or could in the future. So, does your financial protection still provide the cover you need? The Bank of England has increased its base interest...
by admin | Apr 27, 2023 | Uncategorized
The number of buy-to-let mortgages fell last year, but the figure is now on the rise. However, interest rates remain high, so it’s still vital landlords search for the right deal for them. The mini-Budget, delivered by former chancellor Kwasi Kwarteng in September...
by admin | Apr 27, 2023 | Uncategorized
Research has found that many couples keep financial secrets. While you may want to keep your finances separate for a whole host of reasons, working together could mean your money goes further and you’re more likely to reach your goals. According to an Aviva survey,...
by admin | Feb 20, 2023 | Uncategorized
Financial protection can provide essential security when you need it most. But it can be overwhelming to receive a lump sum and understand how you should use it. Seeking financial advice after you’ve received a payout could be valuable. There are several different...
by admin | Feb 20, 2023 | Uncategorized
Are you worried about Inheritance Tax (IHT) or how you’ll pass on your wealth to loved ones? For some people, pensions can provide a way to tax-efficiently leave wealth to family. Here’s what you need to know. While IHT currently affects around 1 in 20 estates, it’s a...
