The pros and cons of borrowing more through your mortgage

The pros and cons of borrowing more through your mortgage

Looking for a way to fund a large expense? Whether you want to make home improvements or buy a new car, your property might provide an answer. Depending on your circumstances, you might be able to borrow more through your mortgage. This would increase the overall size...
5 top tips for securing a mortgage

5 top tips for securing a mortgage

Applying for a mortgage, whether you’re buying your first home or remortgaging, can feel like a daunting task. While you might be putting it off, tackling it sooner could save you money and make it well worth your while over the long term. As mortgage advisers, we’re...
Why an effective financial plan might involve spending more

Why an effective financial plan might involve spending more

When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more. It can be difficult to get your head around. After all, as a child,...
4 tricks that could help you curb potentially harmful impulses

4 tricks that could help you curb potentially harmful impulses

Everyone has made an impulsive financial decision that they end up regretting later. While these hasty decisions might feel right when you initially make them, they have the potential to harm your long-term finances. Some impulsive decisions might have little effect...
Financial protection: How it could help you bridge an income gap

Financial protection: How it could help you bridge an income gap

You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could derail your short- and long-term plans and might mean you face additional stress at an already difficult time. So, creating a financial safety net that you...