News
Keep up to date with the latest industry news and Bright Advice stories
Many First Time Buyers Yet to Speak with Mortgage Brokers, Study Reveals
Nearly half of aspiring homeowners in the UK have never spoken to a mortgage broker or lender to explore their options, according to new research from the Building Societies Association (BSA). The findings highlight a significant knowledge gap among first time buyers...
Shared Ownership: How It Works in Practice Today
With house prices continuing to challenge first-time buyers, shared ownership remains a key route onto the property ladder for those who may otherwise be priced out. While the concept has been around for some time, it’s worth revisiting how shared ownership works in...
UK Housing Market Recovery: Positive Mortgage News for 2026
Bright Advice - Mortgages by Design reports on the latest mortgage news from the Royal Institution of Chartered Surveyors (RICS) UK Residential Market Survey. Early signs point to improved confidence in the housing market. This mortgage news covers national trends,...
Nationwide’s New High Income Lending Rules: What It Means for Mortgage Advice Seekers
Bright Advice, Mortgages by Design take a close look at recent changes from Nationwide Building Society and what they could mean for people exploring their mortgage advice options. Nationwide, the UK’s largest building society, has widened access to its higher...
Bright Advice Celebrates 780+ Five-Star Trustpilot Reviews
Bright Advice Mortgages by Design has reached an incredible milestone: over 780 reviews on Trustpilot, earning a perfect 5-star rating with 99% of feedback at five stars. This achievement reflects 26 years of trusted financial guidance, showcasing client satisfaction...
The 25-Year Mortgage Myth
For generations, the 25-year mortgage has been seen as the “standard” when buying a home, almost a financial rule of thumb. But where did this idea come from, and does it still make sense today? At Bright Advice, we often hear clients assume that a 25-year term is the...
Mortgage Advice: Getting on the Property Market Later in Life
Getting on the property ladder is often seen as something you do in your 20s or 30s, but that’s no longer the only path. More people are buying homes later in life. Whether it’s due to changing circumstances, new beginnings, or simply taking advantage of greater...
The essentials you need to know if you’re considering gifting your home to your children
Your home is likely to be one of the largest assets you own. Indeed, according to the Halifax House Price Index, in August 2025, the average house in the UK was worth almost £300,000. So, you might be wondering how to efficiently pass on your property, including...
How the Labour government could change Stamp Duty in the Autumn Budget
On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget, setting out fiscal plans for the year ahead and beyond. There’s speculation that some of the announcements could affect homeowners, including changes to Stamp Duty. According...
3 reasons why your financial protection claim could be rejected
Many people wrongly assume that financial protection rarely pays out. While this is untrue, there are times when claims are rejected, and there might be steps you can take to reduce the chance of it happening. Financial protection is a type of insurance that pays out...
Trick or treat: The “tricks” a financial plan could help you avoid
Taking control of your finances can be frightful. Complex rules that are easy to overlook could mean you fall for a “trick” when making financial decisions this Halloween, but a tailored financial plan could help you avoid falling for them. Here are five financial...
5 signs that financial bias could be affecting your decisions
Everyone is affected by bias when they’re making decisions. However, while some choices will have little effect on your future, financial decisions could significantly affect your long-term security. When it comes to money, you ideally want to focus on logic and...
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