The Bank of England interest rate has been below 1% for 12 years. If you’re a saver, you may think there’s little point in shopping around for the best deal or opening an ISA. But there are still valid reasons for making the most of your ISA allowance. Each tax year,...

While the mantra might be “life begins at 40”, over 55s are planning to live their life to the fullest as Covid-19 restrictions lift. Retirement might be associated with taking it easy and putting your feet up, but over 55s are planning to explore new places and tick...

When you review your pension, it’s likely to be the forecast that you focus on. This figure is designed to give you an idea of how much your pension will be worth when you reach retirement age. However, the sum is based on certain calculations, and a report suggests...

Seven in ten (72%) UK adults have saved money due to the pandemic, but just a fraction plan to add these savings to their pension, according to an LV= survey. While considering short- and medium-term goals is important, making a one-off pension contribution can mean...

If you’re planning to camp this summer, it doesn’t have to mean giving up your luxuries. Gone are the days when staying in a tent meant roughing it. Today, there are plenty of ways to bring home comforts, or even a bit of indulgence, on a camping trip as you explore...

As a nation, we’ve embraced gardening over the last year. With social distancing in place, we’ve fallen in love with our outdoor spaces, whether to entertain or relax in. According to the Royal Horticultural Society (RHS), three million Brits have developed green...

Are you thinking about making a career change? Covid-19 has spurred more people on to think about their careers and what they’d like to be doing. If it’s something you’re thinking about, preparing can boost your chances of success. Six in ten UK workers plan to make...

As the deadline for opening a Help to Buy ISA drew near, aspiring homeowners rushed to open one. Yet, thousands of accounts have nothing in them, and you could be missing out on valuable government bonuses. For savers that don’t have a Help to Buy ISA, a Lifetime ISA...

Across the UK, private property is worth more than £6 trillion, according to an Equity Release Council (ERC) report. Property prices have soared in the last decade, but homes often don’t play a role in later-life planning as the wealth is locked away. Equity release...

More than half (52%) of UK adults say they’re more environmentally conscious than they were pre-pandemic, according to an Aviva survey. However, in spite of this, the research also found fewer people are taking green actions, but a few big changes to your home could...

The pandemic has placed pressure on families across the UK. So, it’s not surprising that more people are seeking financial advice and thinking about their long-term security. While financial advice can be incredibly useful in a crisis, an ongoing relationship with a...

Are you thinking about gifting during your lifetime? Traditionally, you’d pass on wealth to family and friends through an inheritance, but many people are finding that doesn’t fit in with their plans. Instead, they’re passing on some assets now, but they do need to...